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Let's face it, no one wants to live with their parents forever! Getting the right information is vital, especially as this is often your first purchase. Give us a call and let us talk you through the process.
The government Shared Ownership Scheme is designed to assist people in buying their first home and provides the opportunity to purchase 25-75% of a property from the housing association or builder.
You will need to be able to prove you’re not in mortgage or rent arrears, that you have a good credit history, and you can afford the costs of buying a shared ownership home. Military personnel will be given priority over other groups through government-funded shared ownership schemes.
You will be eligible to buy a home through a shared ownership scheme if your household income is less that £80,000 (£90,000 in London). You will also need to be either a first-time buyer or a previous homeowner who cannot afford to buy now. Alternatively you will need to be renting from a council or housing association.
I don't just help you secure your mortgage, I also offer a number of other associated services such as insurance and wills.